Insurance question

[Laythe]

If I have my own airplane and want a class 3 instructor to come and fly with me for training, do I need special insurance? Also what if a friend has a better equipped plane, and is willing to let me bump out 5 hours with a class 3 in it, do they require special insurance?

[shamrock104]

You will need to get Instructor added to Insurance. The Insurance company will send a form which Instructor needs to complete.

[photofly]

If I have my own airplane and want a class 3 instructor to come and fly with me for training, do I need special insurance?

Most policies expressly permit a qualified instructor acting as PIC while giving instruction towards a licence or rating to a named pilot. So read the fine print on your policy and confirm with your broker that the policy covers you and the instructor for what you have in mind.

The instructor can also asked to be added as an additional insured for the purposes of giving the instruction.

Be aware that CAR 405.22 specifies

No person shall conduct flight training in an aircraft unless the person is familiar with the flight characteristics, operating limitations and operational performance data specified in the aircraft flight manual or equivalent document.

so your instructor had better be prepared to answer how they meet that requirement. To my mind, the more exotic the airplane, the more exacting the requirement.

Also what if a friend has a better equipped plane, and is willing to let me bump out 5 hours with a class 3 in it, do they require special insurance?

It's less likely that your friend's policy will cover other than named pilots for instruction in the airplane, so you had better check the details carefully. Also note that until you have a PPL or PP-R you can't count any training in your friend's plane.

[digits_]

Also note that until you have a PPL or PP-R you can't count any training in your friend's plane.

If the instructor doesn't know the friend, then why wouldn't it count? The plane is acquired at arm's length from the instructor.

[photofly]

Also note that until you have a PPL or PP-R you can't count any training in your friend's plane.

If the instructor doesn't know the friend, then why wouldn't it count? The plane is acquired at arm's length from the instructor.

Because (you'll remember) training towards a PPL or PP-R can't make use of the arm's length exception: it has to be conducted at an FTU or in an aircraft owned by the student of a family member of the student.

[digits_]

Also note that until you have a PPL or PP-R you can't count any training in your friend's plane.

If the instructor doesn't know the friend, then why wouldn't it count? The plane is acquired at arm's length from the instructor.

Because (you'll remember) training towards a PPL or PP-R can't make use of the arm's length exception: it has to be conducted at an FTU or in an aircraft owned by the student of a family member of the student.

Of course. I stand corrected.