Moving a newly registered vehicle from one prov. to another

TFE731 · Post by **TFE731** » Sun Apr 30, 2006 11:55 pm

I am curious if anyone has info. regarding purchasing a new or close to new car and bringing it with you to ONT. Will the ONT Gov't require you to pay the PST if you are moving from AB when you go to register your car? I know every province has their own laws in place for this, for example, an AB resident can purchase a car, and move to SK without having to pay the PST on it when he/she re-registers in SK. But I've tried looking up this info for ONT with no success thus far. I figure I may get an answer on here faster than waiting for the offices to open in the morning!

Thanks again.

jjj · Post by **jjj** » Mon May 01, 2006 2:23 am

If it's a lease then you will be charged PST.

Happened to me when I moved from AB to BC. Leasing is like purchasing a piece of treanportation every month - ergo PST applies regardless if the deal was inked in AB.

With respect to purchasing - delay any change of address until you've had ownership for more than 6 months. At least that was the deal 7 years ago when I got PST for Christmas on my new truck.

jjj

TFE731 · Post by **TFE731** » Mon May 01, 2006 2:37 am

Did the latter occur for you in BC as well?

rotorfloat · Post by **rotorfloat** » Mon May 01, 2006 7:54 am

Ya, I think each province has it's own 'grace period' regarding time of ownderhship. AB to BC is now 12 months ownership and you can register pst-free. Any other province to BC is 90 days. I wonder why.....

Going to ON, I think it's 90 days. Of course there'll be another inspection required, and depending on where you're moving to in ontario, emmision testing also.

As well, if you purchase a vehicle in one province, intending to change provinces (within 90 days), you can apply for a pst rebate from the purchasing province. Your local government agent will have all the paperwork.

Good luck

... · Post by **...** » Mon May 01, 2006 8:01 am

Keep it registered with the AB plates and keep paying insurance from AB which I know is cheaper than any insurance rate in Ontario!

2 years ago Insurance companies made 200 million in proffit...last year they made 430 million...yet out rates keep getting higher.

I'm a 7 star (top rated driver) and I'm paying 3000 per year!

TFE731 · Post by **TFE731** » Mon May 01, 2006 8:59 am

I would've figured that ANY other province would have cheaper insurance than AB! But you're saying that ONT is worse?

rotorfloat:

When you say 90 day grace period, do you mean that past 90 days from date of purchase, you may move and register from AB to another province without paying the PST?

Thanks for all the info.

Pygmie · Post by **Pygmie** » Mon May 01, 2006 9:25 am

Not everywhere is 90 days, in MB you have to have owned the car for 30 days prior to becoming a permanent resident of MB to register the car tax free, and the car has to be registered in MB within 6 months of the time you became a resident.

The term you want to look up when searching is "settler's effects" which is the clause that allows you to bring the car into another province tax free.

EDIT: Here's the link to the info you're wanting. Number 7, in particular. http://www.mto.gov.on.ca/english/dandv/ ... outcan.htm

... · Post by **...** » Mon May 01, 2006 9:53 am

TFE731 wrote:I would've figured that ANY other province would have cheaper insurance than AB! But you're saying that ONT is worse?

I don't know what the rest of the country is like when moving from province to province. When I moved back to Ont after an absence of 4 years in this province...my rates started like I was a brand new driver.

Me
"Dude...I've been driving for 20 years...and it was in Ontario where I started. And I've been dealing with you for the last 16 years...don't you remember me Bill? you're my uncle for crying out loud!!!!"

Insurance dude Bill
"...ah..errr...who are you again?

So I kept my Quebec plates for another 2 years before I changed over...I'm not sure why I did...

Anyway...Lawyers and Insurance people should all die of a terrible car accident for all I care.

cyyz · Post by **cyyz** » Mon May 01, 2006 10:26 am

From PM's that I received during my Insurance(auto) scam, it was noted by 2 members who had accidents, 1 person did not get paid. And another who had to do lots and lots of leg work to get it.

Also you'll need to keep your albertan drivers license, a friend of mine had to park his car when he got pulled over by the cops who told him "Toronto license, and Newfie plates, not going anywhere but the dmv."

"globalization," we have our own issues in our own country, and these crack pots want to "globalize" everything...

rotorfloat · Post by **rotorfloat** » Mon May 01, 2006 11:27 am

TFE731 wrote: When you say 90 day grace period, do you mean that past 90 days from date of purchase, you may move and register from AB to another province without paying the PST?

Check pygmie's link for the time period in ontario, but ya, if you've owned it for longer than the specified time you can register it to the other province without paying pst.

(I bet alberta owners have a longer ownership period than other provences

)

Another thing to consider is getting an 'experience letter' from your insurance companies in AB for at least the last 6 years. If you can demonstrate claim-free driving for however long, you my get a reduced rate in ON.

Ontario will also want your driver history, tickets, suspensions etc. It's usually easier to have all these ducks lined up prior to leaving AB, as some of these documents will require your signature.

I recently moved to BC and showing at least 8 years claim-free driving, I qualified for a 40% liability discount. Still F%king expensive though...

Talking to a live person from pygmie's link as well as some insurance companies will give you a clear picture of what u need to have in order.

JBI · Post by **JBI** » Wed May 03, 2006 2:05 pm

I am Birddog wrote: I don't know what the rest of the country is like when moving from province to province. When I moved back to Ont after an absence of 4 years in this province...my rates started like I was a brand new driver.

When I moved from MB back to ON my rate went down even though I was moving from a small town (Thompson) to a bigger city (Hamilton). All I had to do was send my driver's abstract from MB to my insurance company (PC insurance) in Ontario and I was given a 6 star rating or whatever.

So unless you got in an accident right before you came back to Ontario you shouldn't be paying the high rates. Maybe look into a different company? I've been more than impressed with PC insurance.

cyyz · Post by **cyyz** » Wed May 03, 2006 3:06 pm

or we could all just get mopeds(sp?), and protect the environment??

Pachanga · Post by **Pachanga** » Wed May 03, 2006 9:10 pm

Or you could just shaddap and stop posting useless $hit to increase your post count.

... · Post by **...** » Wed May 03, 2006 9:29 pm

JBI wrote:
I am Birddog wrote: I don't know what the rest of the country is like when moving from province to province. When I moved back to Ont after an absence of 4 years in this province...my rates started like I was a brand new driver.
When I moved from MB back to ON my rate went down even though I was moving from a small town (Thompson) to a bigger city (Hamilton). All I had to do was send my driver's abstract from MB to my insurance company (PC insurance) in Ontario and I was given a 6 star rating or whatever.

So unless you got in an accident right before you came back to Ontario you shouldn't be paying the high rates. Maybe look into a different company? I've been more than impressed with PC insurance.

1993 I went from Hamilton ($1200/year) to Quebec City ($540/year).

with no accidents and different companies;

1999 Montreal ($540/year) to Hamilton ($1900).

Now in 2006...3 firkin thousand firkin bucks a firkin year with no firkin accidents!!!

Mind you, everything about my SUV is costly...but F me sideways!!! Im a 7 firkin star driver....WTF.

I'll look into PC insurance...I think my insurance gal is stiffing me.

Thanks!