I will try to answer your honest question with an honest answer.
You're kind of missing the point, and I think I know why. You're probably a young person, and young people can be obsessed about money, because they think that money defines success - they think that money is both necessary and sufficient for success, which just isn't true.
It's not about money, it's about achieving balance in your life.
You can have a crapload of money, and buy the neatest toys, but unless you
simultaneously put in the years of effort learning to operate them to the limits of their abilities - not yours - you will never be worthy of the fine machinery that you own.
I could give you a Pitts S-2B or an open-class liter bike today, and solve your money problem. Ta-da! But you'd probably kill yourself if you tried to operate either of them to anywhere near it's capabilities.
I should also mention that youth is critical. At the age of 40, after you've earned a crapload of cash, if you take up flying or riding sportbikes or playing guitar, with years of hard work, eventually you will gain a level of competency. But you will
never be as good at it, if you had started at 15 years of age. Most of the riders on the MotoGP circuit probably started riding at 10 years of age, or likely less.
So, the trick is to generate adequate cash to purchase and maintain the toys that you want, but also to simultaneously have the time to get really good at operating them. This is hard to do, especially if you ever want to get married or have kids and be a half-decent parent.
Do you know what a Venn diagram in? It's some intersecting circles. In one circle, are rich guys. In another circle, are guys who can operate machinery very well. The intersection of the two circles is quite small, and that's probably where you'd like to be.
Frankly, getting the money is the easy part. Any Liberal in Ottawa knows how to siphon off a few million. NASDAQ during the tech boom was a really, really great place to be before the crash in '01. The oil industry is a pretty great place to be right now.
Money is necessary, but not sufficient. Go to Kissimmee, FL sometime and fly the TF-51 there. Poke around, and you will see a whole crapload of beautiful airplanes, owned by a really rich guy in New York. He flies down in his jet once in a while, but each time he comes down, he needs to take some dual to get safe again on his toys, according to the instructors there.
Now, this guy has a crapload of money and toys, but is he successful? Well, not really, because he has failed to achieve balance in his life - he's not so good a stick. He didn't make it to the intersection of the circles.
I will give you a hint: all of the successful, self-made millionaires I know, have an amazing collection of characteristics in common:
1) they are hyper. Poster children for ritalin. Go, go, go. The average north american, I am told, spend 5 hours a day watching TV. Not these guys. They can't sit still on the toilet, fer chrissake.
2) they are not necessarily intellectual geniuses, but they are pretty smart, and understand the business they are in, to a great level of detail
3) they enjoy what they do. This is really important. You cannot hate what you do, and get really good at it - at least, not for long.
I suspect these people were just born this way - they didn't go to a secret school or anything to learn how to be successful, they just naturally went out and did it. They likely were NOT successful at the first thing they tried, but they learned from their mistakes, they were persistent, and had confidence in themselves, and didn't give up.
Define success for yourself. You might be surprised what I define success as: me, my family and friends being healthy and happy.
It's not all about the cash. If it was, let's say I offer you a billion dollars for both kidneys. Would you take me up on the deal? I doubt it ... mind you, I would probably counter-offer with $500 million for one
How can you change your life? Well, it's all about choices. People don't often like making difficult choices, or doing the hard, unpleasant stuff that needs to be done, to achieve things. They would rather slack off, drink a beer and watch 5 hours of TV that evening. And that's ok, you've made your choice, just recognize that you live with the consequences of your choices.