Health Benefits
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Health Benefits
What health benefits are offered to pilots at Porter (life insurance/disability; dental …)? Do the pilots pay a portion of the coverage?
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Re: Health Benefits
Two different plan options. CORE or ENHANCED. I’m on family enhanced. Cost about $250-$300 a month. (I did very crude mental math)
Enhanced has $300 vision every 2 years
$1000 a year for massages etc, per year.
preventative dental up to $2500 per year at 100% coverage
Major dental at 50%
Amongst all the other things
Standard LTD/STD
Re: Health Benefits
I assume they show you both options and your able to compare before you sign?CaptDukeNukem wrote: ↑Tue Apr 18, 2023 5:55 pmTwo different plan options. CORE or ENHANCED. I’m on family enhanced. Cost about $250-$300 a month. (I did very crude mental math)
Enhanced has $300 vision every 2 years
$1000 a year for massages etc, per year.
preventative dental up to $2500 per year at 100% coverage
Major dental at 50%
Amongst all the other things
Standard LTD/STD
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Re: Health Benefits
A-firm. It’s all up to you.bear98 wrote: ↑Tue Apr 18, 2023 5:59 pmI assume they show you both options and your able to compare before you sign?CaptDukeNukem wrote: ↑Tue Apr 18, 2023 5:55 pmTwo different plan options. CORE or ENHANCED. I’m on family enhanced. Cost about $250-$300 a month. (I did very crude mental math)
Enhanced has $300 vision every 2 years
$1000 a year for massages etc, per year.
preventative dental up to $2500 per year at 100% coverage
Major dental at 50%
Amongst all the other things
Standard LTD/STD
Re: Health Benefits
Before you choose, you also get a rough breakdown of what each plan costs.
Re: Health Benefits
Not only that, you can bounce between them every 12 months, I believe, depending on your specific scenario and what makes sense for you.
They also have a group RRSP which starts at 4% match and increases to 9%.
Like most companies, they are signed up for Perkopolis and you can find some good ways to spend your hard earned income in there.
They also have a group RRSP which starts at 4% match and increases to 9%.
Like most companies, they are signed up for Perkopolis and you can find some good ways to spend your hard earned income in there.
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- Rank (9)
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Re: Health Benefits
Also, ID90 and perx.comcjp wrote: ↑Wed Apr 19, 2023 8:11 am Not only that, you can bounce between them every 12 months, I believe, depending on your specific scenario and what makes sense for you.
They also have a group RRSP which starts at 4% match and increases to 9%.
Like most companies, they are signed up for Perkopolis and you can find some good ways to spend your hard earned income in there.
Cheap vacations and cruises. Have used them many times before
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Re: Health Benefits
So you're paying $3000-3600/year for a maximum of $3650 of coverage if you manage to use every penny available to you? Not sure that sounds like a great deal or am I missing something?CaptDukeNukem wrote: ↑Tue Apr 18, 2023 5:55 pmTwo different plan options. CORE or ENHANCED. I’m on family enhanced. Cost about $250-$300 a month. (I did very crude mental math)
Enhanced has $300 vision every 2 years
$1000 a year for massages etc, per year.
preventative dental up to $2500 per year at 100% coverage
Major dental at 50%
Amongst all the other things
Standard LTD/STD
Re: Health Benefits
Mmmm, yeah that’s not how ANY benefit coverage can be looked at.
Hell at Jazz you’re paying about 12K for 6K of coverage, WJ you pay….I think you get it.
While the Porter Benefits could be better, I’ve also had worse. End of the day I’m paying just over $400 a month for all benefits, including STD/LTD.
Hell at Jazz you’re paying about 12K for 6K of coverage, WJ you pay….I think you get it.
While the Porter Benefits could be better, I’ve also had worse. End of the day I’m paying just over $400 a month for all benefits, including STD/LTD.
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Re: Health Benefits
So you're paying $3000-3600/year for a maximum of $3650 of coverage if you manage to use every penny available to you? Not sure that sounds like a great deal or am I missing something?
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..yes…it’s the “other things” you missed…like all the prescription costs for each person, other paramedical coverages and the fact it’s all coverage per person..so the family coverage includes spouse, kids etc…same rate if it’s just you or you and 2,3,4 etc.
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..yes…it’s the “other things” you missed…like all the prescription costs for each person, other paramedical coverages and the fact it’s all coverage per person..so the family coverage includes spouse, kids etc…same rate if it’s just you or you and 2,3,4 etc.
Re: Health Benefits
He's also paying for a family. So that 3600 covers 3 or more people. 3650 x 4 = much more. Plus prescriptions etc.
I assume the solo plan would run 100 bucks or so.
I assume the solo plan would run 100 bucks or so.
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Re: Health Benefits
Out of all the insurance companies, Sun Life is usually the most pricey.
Re: Health Benefits
Is it 1000 for all paramedical services combined? Or is it 1000 per category? So 1000 for massage per year, 1000 for physio, 1000 for chiro, etc?
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Re: Health Benefits
Lol wut?
Re: Health Benefits
Chiro is quackery. It feels nice but no one should be relying on it for any length of time.
Re: Health Benefits
That wasn't the scope of my question, I was just curious about coverage and mentioned the 3 most likely used paramedical services
Re: Health Benefits
I know. And someone else answered. Just throwing out some free advice.